Supplemental Cancer Protection

A focused layer of coverage designed to help manage the financial disruption a diagnosis can create.

Even for high-net-worth households, a serious diagnosis can create operational disruption and unexpected expenses. Supplemental cancer coverage can help offset out-of-pocket costs and provide additional financial flexibility—structured as part of a broader protection plan.

Who this is for

1. Clients who want an additional, targeted layer of health-related financial protection

2. Househoulds seeking to reduce the “disruption cost” of a diagnosis

3. Families coordinating protection planning across generations

   What we do

   Gap Identification
   We review the role of supplemental coverage alongside existing medical coverage and financial reserves.

   Plan Structuring
   We evaluate coverage design in the context of your broader planning objectives and household risk posture.

   Implementation Support
   If appropriate, we implement with clear documentation and review cadence.

How we work

1) Identify the exposure (out-of-pocket risks, disruption costs, coverage gaps)
2) Define the role (what this coverage should and should not do)
3) Structure the solution (coverage design aligned to your objectives)
4) Implement & maintain (as part of your overall protection plan)

What you can expect

1. Clear positioning: supplemental coverage is a tool, not a strategy by itself

2. Integration with your overall plan

3. Discreet guidance and straightforward implementation

FAQs

Is this the same as health insurance?
No. It is supplemental coverage and does not replace major medical insurance.

Is this necessary if I have significant assets?
Sometimes. The decision is less about “need” and more about how you prefer to manage disruption risk and liquidity.