Common Retirement Planning Mistakes Federal Employees Make

One common mistake is assuming that TSP balances alone equate to retirement readiness. Accumulation does not guarantee income sustainability.

Another is delaying income planning until retirement begins. Without a withdrawal strategy, early decisions can have long-term consequences.

Finally, many underestimate longevity risk. Retirement planning is not static; it requires ongoing coordination and adjustment as circumstances evolve.

Anthony Hunter

Founder & CEO | Private Retirement Income Architect

Anthony G. Hunter advises accomplished individuals and families on retirement income design, risk positioning, and benefit integration—work that is primarily focused on the transition from accumulation to distribution. His approach emphasizes clear decision-making, disciplined structure, and strategies intended to reduce preventable leakage across taxes, timing, and plan design.

With more than 27 years in the insurance and retirement planning profession, Anthony has earned industry recognition for production and performance, including Admiral’s Club qualification and the Level 3 Master Producer designation. He leads engagements with discretion and a planning-first mindset, coordinating with clients’ existing professionals to ensure the retirement strategy is aligned, implementable, and built to endure.

http://www.anthonyghunter.com
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Why Federal Employees Need an Income Plan Beyond the Pension

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How TSP Fits Into a Broader Retirement Income Strategy