Who we work with

We are typically engaged by:

• Executives, senior professionals, and business owners

• Career federal and government leaders approaching retirement

• Families coordinating multi-generational priorities

• Clients within roughly 5–15 years of retirement, newly retired, or reassessing after a major career or liquidity event

Fit is strongest when you value: clear decision-making, coordinated planning, and a strategy designed to reduce preventable mistakes—not chase headlines.

What We Deliver

• Retirement income architecture (sequencing, draw strategy, liquidity design, longevity planning)

• Risk positioning (downside-aware structure; concentration and correlation review)

• Tax-aware distribution planning (implemented in coordination with your CPA and counsel)

• Benefits integration (pension/retirement plan elections and “gap” identification where applicable)

• Legacy alignment (beneficiary structure, intent-driven coordination, continuity planning)

Our Process

1) Assessment
We map the full household balance sheet and income picture—assets, benefits, liabilities, cash flow requirements, constraints, and priorities.

2) Architecture
We design the retirement income framework: sequencing, liquidity tiers, risk posture, and decision points—supported by a clear plan narrative.

3) Implementation Coordination
We execute with discipline and documentation, coordinating across institutions and professionals as needed.

4) Ongoing Oversight
We review and adjust as conditions and priorities evolve—keeping the plan aligned, not static.